For over three years now Cascade Farmers Mutual Insurance Company has offered our very popular Platinum Package to our policy holders. The Platinum Package is a great addition to our Replacement Cost policies in that it offers important coverage for perils not included in the Homeowner and Farmowner forms.
The Platinum Package will give our policyholders coverage for their service lines. Included are sewer and septic lines, incoming city and well water piping, power lines and geothermal piping. Buried and underground, these are out of sight and out of mind-until they break. All too often homeowners discover that they are responsible for repair costs only after experiencing a service line failure. Out of pocket costs could easily reach well into the thousands, because you, not the utility company, own the piping between your house and the street.
But that's not all. Also included in the Platinum Packet is Equipment Breakdown. Furnaces, hot water heaters, electricity and central air conditioning now have coverage. If these items breakdown prematurely, warranties and service contracts offer limited protection. You could be writing a big check for repairs or replacement. Incurred costs could break anyone's budget.
There's more. Identity Recovery Coverage is also included with no addition charge. When someone uses your personal or financial information to commit fraud or other crimes, you are a victim of identity theft. It's one of America's fastest growing crimes. The cost of recovering a stolen identity and repairing the damage is a bill you don't want to have to pay.
Our Platinum Package is so affordable. For about fifteen dollars a month all this additional coverage can be added to your Homeowners or Farmowners policy. All you need to do is ask for the coverage. Protect the heart of your home. Ask your agent directly about Cascade Farmers Mutual Insurance Company's Platinum Package.